SabkaCode
MBA Mini Project-IFree

Digital Trust Score (DTS)

An AI-powered digital trust scoring platform that evaluates individual trustworthiness using financial, e-commerce, identity and behavioural data.

PythonMachine LearningXGBoostLightGBMRandom ForestNeural NetworksApache KafkaApache SparkFlutterReact.jsREST APIJSONOAuth 2.0Hyperledger FabricAWSGoogle Cloud PlatformSHAPFirebase

Project Overview

Digital Trust Score (DTS) is an AI-powered individual trust scoring platform designed to address the credit invisibility problem in India. Unlike traditional credit scoring systems that primarily evaluate loan repayment history, DTS analyses 50+ digital behavioural signals across financial behaviour, e-commerce activities, identity consistency, social and professional signals, and platform trustworthiness. It generates a comprehensive trust score on a scale of 0 to 1000. The platform uses consent-based data collection through the RBI Account Aggregator framework, partner platform APIs, and identity verification services. It provides a dedicated mobile application for individuals and an API-first B2B platform for NBFCs, FinTech lenders, rental services, gig economy platforms, insurance companies, and e-commerce marketplaces.

Features

  • AI-powered individual digital trust scoring
  • Analysis of 50+ digital behavioural signals
  • Generates a trust score between 0 and 1000
  • Financial behaviour analysis using UPI payment regularity
  • Mobile recharge and utility bill payment tracking
  • E-commerce purchase and order delivery behaviour analysis
  • Customer return and dispute history analysis
  • Identity consistency verification across multiple platforms
  • Aadhaar, PAN and mobile number verification integration
  • Social and professional digital footprint analysis
  • Platform trustworthiness and customer rating analysis
  • Consent-based financial data collection
  • RBI Account Aggregator framework integration
  • AI-based risk assessment and scoring
  • Explainable AI using SHAP values
  • REST API for NBFC and FinTech platform integration
  • Individual user dashboard for viewing trust scores
  • Personalised trust score improvement recommendations
  • Flutter-based Android and iOS mobile application
  • React.js web portal
  • Immutable score generation audit trail
  • AES-256 encryption and TLS 1.3 data security
  • DPDPA 2023 compliance-oriented data management
  • B2B SaaS and API-based integration support

Project Information

Type
mini
Difficulty
intermediate
Category
MBA Mini Project-I

Available Files

Sponsored

HP OmniBook 5 OLED (Previously Pavilion), Snapdragon X Processor 45 Tops (16GB LPDDR5x, 1 TB SSD), 2K 14''/35.6cm, Win11, Office24, Silver, 1.29kg, he0015QU, Multi-Day Battery, AI Laptop

HP OmniBook 5 OLED (Previously Pavilion), Snapdragon X Processor 45 Tops (16GB LPDDR5x, 1 TB SSD), 2K 14''/35.6cm, Win11, Office24, Silver, 1.29kg, he0015QU, Multi-Day Battery, AI Laptop

HP OmniBook 5 OLED (Previously Pavilion), Snapdragon X Processor 45 Tops (16GB LPDDR5x, 1 TB SSD), 2K 14''/35.6cm, Win11, Office24, Silver, 1.29kg, he0015QU, Multi-Day Battery, AI Laptop

View on Amazon